Slappy Cakes is the infamous international all-day breakfast joint originated in Portland, Oregon. Aside from its pancake fare, it also offers no-meat alternatives that are still tasty and fulfilling for its Lenten specials.
Their Lenten special starts with the Slappetizers including Cheese Sticks, Mango Ponzu Salad and Tomato Soup. They also offer Pasta dishes and Slappy Plates like Pesto Pasta with Anchovies, Salmon Pasta with Cream Sauce, Filled Three Cheese Sandwich, and Fish Bites. Moreover, you can indulge with the All Day breakfast menu such as the Salmon Benedict, Seasonal Vegetable Benedict and Garlic Bangus.
“Given the timeliness of our offering of these non-meat fares, we believe we are giving our diners more alternatives that are in accordance to their preference,” said Karen Caballero, General Manager of Slappy Cakes.
Slappy Cakes have branches in Eastwood Mall, SM Aura Premier, SM North EDSA The Block, and SM Jazz Mall. For their Holy Week schedules, branches will be open from Palm Sunday until Holy Wednesday and will resume on Black Saturday.
Over 300 China Bank branch managers, area heads, and region heads nationwide are gathering at the 2015 Retail Banking Business (RBB) National Convention from February 26 to 27, 2015 in Davao City. With the theme, “Evolution: Customer-Centric Organization,” the convention aims to strengthen RBB’s teamwork to drive China Bank’s continued evolution to become the best bank for customers amid an increasingly complex and regulated banking environment. It is also a message to China Bankers that individually, they must also evolve to be a more responsive, engaged, and connected banking partner to customers; to continue upgrading their skills and knowledge to adapt more effectively to a changing industry.
“It’s the digital age. We live, work, learn, play, socialize, shop, and bank in a digital world. There are no barriers, everything is connected. Information is available at the speed of a text, a blog, a post, a tweet. In this age of ubiquitous computing, China Bank’s most valuable asset is not technology but us. We set goals, carry out tasks, make decisions, and make technology work to our advantage. Empowered with technology, we can increase productivity and efficiency, expand market share, eliminate time and location boundaries, make China Bank stronger and more profitable, become a truly customer-centric organization, and provide the best service to our customers,” said RBB Deputy Head Rosemarie Gan of the theme.
RBB-National Marketing Unit Head Manuel Te said the annual convention is both a respite for the hard working branch managers and an opportunity for them to gain insights into the most pressing issues related to the changing market dynamics affecting the Bank and the industry.
“The convention is a forum for us to take stock of past achievements and to rally the team to achieve our targets for 2015. We have a balanced program, engaging speakers, and delightful entertainment to ensure our delegates enjoy and learn from this convention,” said Te.
The 2015 RBB National Convention kicks off Thursday afternoon, February 26, with the plenary session, followed by engagement activities at the SMX Convention Center Davao. The first day ends with the MCBL session and a short discussion of the next day’s activity. On Friday, February 27, the delegates will enjoy a teambuilding activity in the morning at Paradise Island Park & Beach Resort and hours of free time to swim, shop, or explore, until the main event in the evening—the Major Awards. Most of the delegates will leave Davao City the following day, February 28.
The 2015 RBB National Convention kicks off Thursday afternoon, February 26, with the plenary session, followed by engagement activities at the SMX Convention Center Davao. On Friday, February 27, the delegates will enjoy a teambuilding activity in the morning at Paradise Island Park & Beach Resort and hours of free time to swim, shop, or explore, until the main event in the evening—the Major Awards. Most of the delegates will leave Davao City the following day, February 28.
Founded in 1920, China Bank is the country’s first privately-owned local commercial bank. It serves the banking needs of the corporate, commercial, and retail markets. The China Bank Group has 475 branches to date: 314 for China Bank, 83 for China Bank Savings, and 78 for Plantersbank. This vast branch network is complemented by electronic banking channels—ATM, online, mobile, and phone banking—that provide 24/7 service.
State-owned Development Bank of the Philippines (DBP) posted net profits of P4.6-billion for the full year ending December 31, 2014, down 13% from the P5.28-billion in 2013. This translates to a Return on Equity of 11.01% and a Return on Assets of 1.03%.
Trading gains declined by P2.084-billion, from P2.762-billion in 2013 to P678-million in 2014. This was offset by higher interest income from investments in debt securities (+P1.472-billion) and regular loans (+P870-million) and higher foreign exchange gains (+P287-million). The growth in income from loans and investments marks the shift to more recurring sources of income, in line with the bank’s strategic direction to re-focus on its core lending and investing businesses. In government securities, the bank showed increased presence in the financial markets. The Bureau of Treasury awarded DBP as the 3rd Best Performing Government Securities Eligible Dealer in 2014, a big jump from its 10th rank in 2013.
Total deposits climbed 17% to P293.5-billion paced by low cost funds (Current and Savings Accounts or CASA), which grew by 8.5% to P201.0-billion, to result in a 68% low cost to high cost deposit ratio. The high deposit growth rate, coupled by the high proportion of low cost funds, helped the bank improve on its net interest margin to 2.34% from 2.15% in the previous year.
The bank’s total resources went up by 9% to P467.5-billion, nearing the half-trillion mark from P427.3-billion in 2013. Net loans and other receivables increased by 24% or P38.4-billion to P199.7-billion, with the bulk of the increase accounted for by regular loans (P18.8-billion). The bank’s Capital Adequacy Ratio (CAR) stood at 20.91% well above the Bangko Sentral ng Pilipinas’ 10% minimum requirement.
The bank’s developmental loans increased by P9.648-billion or 8.7% in 2014 vs. previous year, to comprise 83% of its total loan portfolio. This is led by the over-achievement in its “breakthrough goals” of loans to its core mandate sectors of Local Government Units (LGUs), Water Districts and Electric Cooperatives as loan approvals for 2014 breached the P28-billion mark vs. the bank’s target of P18-billion under its Performance Governance System where the bank achieved Compliance Status in October, 2014 and for which it won a Silver Trailblazer Award.
In this photo (L-R): MNTC Senior Vice President for Legal, Regulatory Affairs and Government Relations Atty. Romulo S. Quimbo; MNTC Vice President for Treasury and Comptrollership Ma. Theresa O. Wells; MNTC President and CEO Rodrigo E. Franco; Maybank President and CEO Herminio M. Famatigan, Jr.; Maybank Senior Vice President and Global Banking Head Manuel A. Castaneda III; and Maybank Vice President and Transaction Banking Head Martin G. Tirol
Maybank Philippines, Inc. has been tapped by Manila North Tollways Corp. (MNTC), builder and concessionaire of the 90-km NLEX, to streamline its check preparation and releasing transactions.
MNTC President and CEO Rodrigo E. Franco and Maybank President and CEO Herminio M. Famatigan, Jr. led the signing of the check cutting services agreement recently.
“Through Maybank’s payment solution, the Check Cutting Service, MNTC will enjoy the convenience of outsourcing the preparation and releasing of their regular check payments to suppliers. MNTC can use selected Maybank branches or all of Maybank’s 79 branches nationwide to release its check payments,” said Mr. Famatigan.
He added, “Through Maybank’s payment solution, MNTC will not only get on-time reports for faster and easier account reconciliation, but also reduce cost on its daily operations.”
For his part, Mr. Franco said “the deal will enable MNTC to focus more on operating and maintaining the NLEX rather than doing the cutting and releasing of checks. It will also give more convenience to our suppliers due to Maybank’s accessible locations.”
Other signatories to the contract include MNTC Senior Vice President for Legal, Regulatory Affairs and Government Relations Atty. Romulo S. Quimbo, MNTC Vice President for Treasury and Comptrollership Ma. Theresa O. Wells, Maybank Senior Vice President and Global Banking Head Manuel A. Castaneda III, and Maybank Vice President and Transaction Banking Head Martin G. Tirol.
Maybank’s Check Cutting service is an outsourcing solution for corporate customers that handle the preparation and nationwide disbursement of voluminous check payments to their suppliers and payees. Maybank’s outsourcing solution automates the check and voucher preparation and enhances the client’s productivity while maintaining security, control and confidentiality of their financial transactions. This service allows clients to remotely view the status of their check payments through Maybank’s Regional Cash Management platform which allows fast and convenient check and account reconciliation.
HTC continues to produce really good-looking smartphones and the Desire Eye is no exception to that. The handset is among the latest smartphones the Taiwanese company released, combining a powerful gardware and elegant look. Check out our full review of the HTC Desire Eye after the break.
Announced back in October 2014, the HTC Desire Eye takes its cue from the flagship One series but adopted the Desire line moniker which used to be representative of their mid-range category.
However, nothing in the build quality and the hardware specification of the the Desire Eye points to it being a mid-range handset. And while we can’t really say that the Desire Eye is an upgrade to the HTC One (M8), it’s like a reincarnation of the M8 in another body.
Design and Construction.
The Desire Eye separates itself from the One series with a bolder design, bright and colorful palette with a matte polycarbonate material that is reminiscent of the HTC One X and HTC One S from many years back.
We’re still very impressed with HTC in the design department. They’ve been producing really beautiful handsets and the Desire Eye is no exception. HTC breaks the general perception that polycarbonate (read: plastic) materials are not as sexy and elegant as glass or metal alloy. The Desire Eye is a testament to that.
The Desire Eye has a very simple yet very clean design. The flat front and back panels have that matte ceramic finish that’s very much similar to the One X. The rounded corners are subtle with a slightly curved edge that offers a gentle comfort on the hands despite its rather large form factor. That comfortable feeling when holding the unit is almost the same as that of the iPhone 6 Plus, only lighter and less slippery.
The ceramic white finish of the front and back panel sandwiches the bright red polycarbonate band around the sides. The color combination is loud and striking yet sublte and not over the top, unlike that of the Lumia series.
The power button, dedicated camera shutter and volume controls are on the right side while the microSD and nano-SIM card slots are found on the left side, both of which are protected by a water-proof flap covers.
At the top is the 3.5mm audio port and at the bottom is the micro USB port. The unibody design gives it a compact and slim profile providing it the IPX7 water-resistance that HTC claims. This is actually a first for any HTC handset.
At the front is the large slab of glass sandwiched by plastic borders at the top and bottom. A small ridge breaks the line where the glass and polycarbonate meet. This is where the BoomSound speakers are inconspicuously placed, both at the top and bottom corner. Just like the HTC One, the speakers on the Desire Eye are as effective since they are front-facing although we noticed the sound is not as loud as its predecessors.
Display.
Perhaps one of the more rarely used display panel is Super LCD3 and we only see HTC using them in its flagship and high-end phones. Unlike AMOLED display, Super LCD is more power efficient with displaying white backgrounds.
It has also improved in terms of viewing angles and produces less glare because of the absence of the air gap between the outer glass and the display element. AMOLED produces darker blacks though so there’s a trade-off.
With a low 66.7% screen-to-size ratio, the device does look a bit larger than usual. That’s because of the area occupied by the large camera lens, the speaker grills and the logo.
The bezels are prominent as it drops against the white background of the body and the glass panel does not stretch the entire front side to make way for the BoomSound speakers hidden at the edges of the glass.
OS, Apps and UI.
The Desire Eye came with Android 4.4.4 Kitkat right out of the box with promise of a Lollipop update very soon. HTC a few more customizations and features into the operating system, one of which is the ability to connect with an HTC Mini+ — a compact companion device that pairs with the handset to receive and make calls as well as check SMS and other notifications (see more about it here).
Running on Android 4.4.4 Kitkat, the Desire Eye comes with a custom HTC Sense UI 6.0 which looks simpler and optimized but with BlinkFeed still in place and set as a secondary home screen you can pull out by swiping from the left.
The Sense UI has been HTC’s long-time advantage over other brand’s user interface for many years. However, Sense UI 6.0 did not seem to have any significant improvements over the last 2 or 3 iterations. While it still has the finesse and flair but nothing really unique that would set it apart from the others.
Camera and Multimedia.
The Desire Eye’s claim to fame is its dual 13-megapixel camera — an exactly identical sensor both at the rear and front of the handset.
Obviously, this is where the handset got its name — with the large camera lens looking like a cyclops. The front camera also comes with a dual, two-tone LED flash, just like the one at the back.
Both take great stills and video although low-light performance is not that impressive. HTC is aiming to attract customers who have selfie-obsessed tendencies and the Desire Eye sure looks like it’s got the snapper to do that task right.
Here are sample clips we took using the rear camera:
The BoomSound speakers are still there though they are not as prominent as the ones in the HTC One M8. The sound quality is also good but we feel it’s not as loud as the M8 as well. In any case, we still think it’s a good implementation of a handset’s speakers.
We also took out the HTC Mini+ which we were using on the M8 and paired it with the Desire Eye. The handset companion works really well and offered some practical convenience.
We’re also glad to discover that the Desire Eye is also water-proof under the IP67 rating. That means you can submerge it under water up to 1 meter for a maximum of 30 minutes. While it has been employed and popularized by Sony in its Xperia line and followed by Samsung with the Galaxy S5 and the Galaxy Active series, this is a first for any HTC devices we’ve tested.
Performance and Benchmarks.
The Desire Eye performs as fast as the HTC One M8, noting the fact that they both have similar hardware configuration. Here are the results of the first set of benchmarks we ran on the unit:
HTC Desire Eye
HTC One M8
Quadrant Standard
25,203
25,169
Antutu Benchmark
40,507
38,769
3DMark
15,816
17,167
Vellamo
2,092 (Browser)
1,804 (HTML5)
1,525 (Metal)
1,300 (Metal)
1,893 (Multicore)
2,202 (Multicore)
Majority of the benchmark scores are slightly higher than the HTC One M8 as well as several other flagship handsets of 2014 (LG G3, Galaxy S5, Xperia Z3).
Call Quality, Connectivity and Battery Life.
In the connectivity department, the handset has everything from LTE, WiFi, Bluetooth, NFC, Radio, GPS. The Desire Eye also supports wireless connection with the HTC Mini+. LTE connectivity is compatible with both Globe and Smart networks and random tests gave us up to 27Mbps at times.
Call quality is good, reception is clear and the dual front speakers are great when taking calls on speaker-mode. Wireless and cellular reception are strong and SMS exchange are pretty quick both when sending and receiving.
As for battery life, we were originally worried about the 2,400mAh rating of the Desire Eye. However, upon testing we got very good results based on our standard battery bench — 13.5 hours on continuous video loop of an HD movie at 50% brightness and 0% volume. That’s surprisingly way better than the 2,600mAh of the HTC One M* that only got 10.5 hours on the same test. Perhaps the combination of Kitkat optimization and Lithium polymer technology extended the battery life significantly.
Conclusion.
I have always been a fan of HTC’s design ethos — simple yet sexy, bold yet subtle and with a unique twist on the execution. The Desire Eye, like many other HTC smartphones before it, is a thing of beauty. It is a well rounded, well-equipped handset that puts everything else in place.
However, there are very few reasons anyone would get this over a similarly priced but older HTC One M8 — among them is the front camera system and the IP67 rating.
Too bad the brand has moved out of the Philippines not too long ago due to declining sales and very little marketing support.
Nevertheless, one can find a unit or two being sold in the gray market (mostly online sellers) for around Php22,000. At that price tag, the HTC Desire Eye is a pretty good catch.
HTC Desire Eye specs:
5.15-inch Super LCD3 display @ 1920 x 1080, 428ppi
Corning Gorilla Glass 3
Qualcomm MSM8974AB Snapdragon 801 quad-core CPU
Adreno 330 GPU
2GB RAM
16GB internal memory
Up to 128GB via microSD
LTE 150Mbps
WiFi 802.11 b/g/n, dual-band
WiFi Direct, DLNA
Bluetooth 4.0 A2DP, apt-X
GPS with aGPS support
NFC
FM Radio with RDS
13.1MP AF rear camera, f2.0, dual LED, dual tone flash
13.1MP front-facing camera, f2.2, dual LED, dual tone flash
IPX7-certified, dust-proof, water-resistant
Boom Sound
IP67 Rating
Li-Po 2,400mAh battery
Android 4.4.4 KitKat with HTC Sense UI 6.0
151.7 x 73.8 x 8.5mm (dimensions)
154 grams (weight)
What we liked about the HTC Desire Eye:
* Great performance
* Gorgeous design and solid build quality
* Very good front-facing camera
* Effective dual front speakers
* NFC and LTE ready
* Excellent battery life
* Water-proof
* Appropriately priced for its category
What we did not like about it:
* Low screen-to-size ratio (66.7%)
* Meager internal storage
